Printable 100 Envelope Challenge Chart

A printable chart for the 100 envelope money challenge. It is a grid of cells numbered 1 to 100, and each number is a dollar amount to save. Every time you put that many dollars aside, you cross the number off. Fill in all 100 and you have saved $5,050. Print it on A4 or US Letter and stick it somewhere you will see it.

Print a chart for the 100 envelope money challenge. It is a grid of numbers 1 to 100, and each number is a dollar amount to set aside and cross off. Fill in all 100 and you save $5,050. Print on A4 or US Letter and keep it where you will see it.

100 numbered cells. Each number is the dollar amount to tuck away that day. Saving 1 through 100 once each adds up to $5,050.

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100 Envelope ChallengeCross off a number each time you save that many dollars. Fill all 100 = $5,050.123456789101112131415161718192021222324252627282930313233343536373839404142434445464748495051525354555657585960616263646566676869707172737475767778798081828384858687888990919293949596979899100Total saved: $__________ / $5,050finance.hivly.net - free printable 100 envelope challenge chart

How it works

  1. 1

    Print the chart

    Pick your paper size and download the PDF. Print it and keep it on the fridge or in your budget binder.

  2. 2

    Save and cross off

    Whenever you can, pick any number that is not crossed off, set aside that many dollars, and cross it out.

  3. 3

    Reach $5,050

    When every number is gone you have saved $5,050. Use the total line at the bottom to keep a running tally.

Instant & 100% private — nothing is uploaded

Every calculation runs locally in your browser. The income, balances and goals you enter stay on your own device and are never sent to a server — nothing is stored, logged or shared.

Frequently asked questions

How does the 100 envelope challenge work?
You label 100 envelopes 1 to 100. Each day you pull one out and put that many dollars in it. Over 100 days the amounts add up. This chart replaces the envelopes with a grid you cross off, so you do not need 100 real envelopes.
How much do you save with the 100 envelope challenge?
You save $5,050. Adding every number from 1 to 100 comes to 5,050, so completing the full grid puts that much aside.
Do I have to save one envelope a day?
No. One a day finishes in about three months, but you can go at any pace. Pick a bigger number on a good week and a small one when money is tight, in any order you like.
Can I make the challenge smaller?
Yes. Filling only the first 50 numbers saves $1,275, and sticking to the lower numbers keeps each deposit small. To plan toward a specific target instead, try the Savings Goal Calculator on this site.

Important

For information and planning only — not financial, tax or legal advice. These figures are estimates; rates, fees and rules vary, so confirm anything that affects a real decision with a qualified professional or the official source.

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