Printable Sinking Funds Tracker

A printable sinking funds tracker. A sinking fund is money you set aside a little at a time for a known future cost, like car repairs, a holiday, annual insurance or Christmas gifts. Each row is one goal with its target, what you have saved so far and what is left, plus columns to log each month you add to it. Print on A4 or US Letter.

Print a sinking funds tracker to save for known costs a little at a time. Give each goal a row with its target, what you have saved and what is left, plus columns to log each month you add to it. Print on A4 or US Letter.

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Sinking Funds TrackerOne row per goal. Log a contribution each month, then update Saved and Left.FundGoal $SavedLeftM1M2M3M4M5M6finance.hivly.net - free printable sinking funds tracker

How it works

  1. 1

    List your funds and targets

    Put one savings goal on each row and write the amount you are aiming for.

  2. 2

    Download and print

    Choose your paper size, download the PDF and print it.

  3. 3

    Log every month

    Each month you add money, note it in that month’s column and update the Saved and Left figures.

Instant & 100% private — nothing is uploaded

Every calculation runs locally in your browser. The income, balances and goals you enter stay on your own device and are never sent to a server — nothing is stored, logged or shared.

Frequently asked questions

What is a sinking fund?
It is money you build up gradually for a specific expense you know is coming. Instead of one painful bill, you save a set amount each month so the cash is ready when the cost lands.
How is a sinking fund different from an emergency fund?
A sinking fund is for planned, expected costs like a holiday or a car service. An emergency fund is for the unexpected, like a job loss or a sudden repair. It helps to keep them as separate pots so you do not raid one for the other.
How much should I put in each month?
Divide the amount you still need by the number of months until you need it. For a $600 goal in six months, that is $100 a month. The Savings Goal Calculator on this site works this out and factors in any interest.
What are common sinking funds?
Car maintenance and tyres, annual or six-monthly insurance, holidays and travel, Christmas and birthday gifts, home repairs, and medical or dental costs are the usual ones people set up.

Important

For information and planning only — not financial, tax or legal advice. These figures are estimates; rates, fees and rules vary, so confirm anything that affects a real decision with a qualified professional or the official source.

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